LOANS WE OFFER
Get an instant Loan across the nation at the lowest interest rate. We are leading loan services providers. Payyou has tied knots with an array of banks providing nimble and hassle-free loans.
HOME LOAN
READY FOR YOU
- Finance up to 75%–90% of the Property Value
- Attractive Interest Rates
- Flexible Repayment Tenure
WHY CHOOSE US?
Easily Available
Online Application
Competitive Rates
Quick Disbursal
What’s in store for you
KEY FEATURES OF HOME LOAN
- High Loan Eligibility Finance up to 75%–90% of the property value, subject to eligibility.
- Attractive Interest Rates Competitive ROI with flexible fixed or floating rate options.
- Flexible Repayment Tenure Long repayment period of up to 20–30 years, making EMIs affordable and convenient.
WONDERING IF YOU ARE ELIGIBLE?
You can apply for a Home Loan, if you meet the following criteria
- Age: 21 to 60 years
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Employment:
Employees of private limited companies
Employees of public sector undertakings (central, state, and local bodies) - Work Experience: Minimum of 2 years of total work experience, with at least 1 year in the current organisation.
- Income: Minimum monthly net income of ₹25,000
FREQUENTLY ASKED QUESTIONS
Who can apply for a Home Loan?
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Any salaried or self-employed individual meeting our eligibility criteria can apply.
What is the maximum loan amount I can get?
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The loan amount depends on your income, repayment capacity, and property value.
What is the tenure available for Home Loan?
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You can avail a home loan tenure of up to 30 years, subject to eligibility.
What documents are required for Home Loan?
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You’ll need KYC documents, income proof, bank statements, and property-related documents.
Are there any tax benefits on Home Loan?
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Yes, you can avail tax benefits on both principal and interest as per applicable tax laws.
Can I prepay or foreclose my Home Loan?
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Yes, you can prepay or foreclose your loan as per applicable terms and conditions.