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About PayYou Advisory — Pune's Trusted Loan Advisory Company

PayYou Advisory is a Pune-based loan advisory company and Direct Selling Agent (DSA) that helps customers find the right financial products from 25+ banks and NBFCs. We combine market expertise with digital convenience to match every customer with the loan best suited to their needs.

Our Vision & Mission

Vision: To become the preferred choice of financial services partner for India's aspiring classes, meeting the full range of their credit requirements and helping India become a financially inclusive society where every citizen has ready access to formal channels of finance.

Mission: Payyou Advisory Private Limited is dedicated to the mission of bringing convenience to people's lives and making their lives easier. We offer secured and unsecured credit to meet their varied financial needs from instant loans.

Our Values — Integrity, Transparency & Compliance

At Payyou Advisory Private Limited we value our reputation for integrity in our dealings. We set great store by ethical values and transparency. We take pride in following the laws of the land in letter and spirit.

VISIONARY LEADERSHIP

We are inspired by our visionary leader to provide the best of services to everyone

Message from the

Chairman

At PayYou Advisory Pvt. Ltd., our vision is to build a professional, ethical, and performance-driven loan advisory organisation trusted by both customers and banking partners.

As a Direct Selling Agent (DSA), we do not merely process loans—we create financial solutions by understanding customer needs and aligning them with the most suitable lenders.

Transparency, compliance, and quality sourcing are non-negotiable. Every telecaller and loan officer represents the PayYou brand. Your conduct, product knowledge, and discipline directly impact our reputation and long-term success.

I expect all team members to strictly follow the processes outlined in this manual and uphold the highest standards of integrity. Let us prioritise quality over quantity, trust over shortcuts, and sustainable growth over short-term gains.

Sachin Yadav signature — Chairman, PayYou Advisory
Sachin Yadav — Chairman, PayYou Advisory
Chairman Journey

Hon. Chairman's Journey

  • R&D Scientist with more than 3 decades of enriched experience in agriculture & 22 issued patents in India with Intellectual property portfolio in more than 15 countries worldwide.
  • Director of 6 companies with group turnover of over 500 Cr
  • Currently doing disruptive innovation & research in the field of Human Medicines in Anti-Cancer research specializing in Breast Cancer & Prostate Cancer
  • Varied business portfolio with more than 2000 human capital
  • Received multiple national as well as international recognitions for groundbreaking work in agriculture as well as research and development sector
Sachin Yadav signature — Chairman, PayYou Advisory

Driving Aspirations, Growing Responsibly

Compliance & Certifications

As part of its ongoing efforts to address bank supervisory issues and enhance sound practices in banking organizations, Reserve Bank of India in tandem with the recommendations of Basel Committee on Banking Supervision, has issued guidelines on the compliance function in banking organizations. With the advent of the Risk Based Supervision approach, some additional aspects have also been overseen more incisively to cater to the need for tighter compliance in a stricter regime as envisaged by the RBI.

The Compliance Function envisages strict observance of all statutory provisions contained in various legislations such as Banking Regulation Act, Reserve Bank of India Act, Foreign Exchange Management Act, Prevention of Money Laundering Act etc. as well as ensuring observance of other regulatory guidelines issued from time to time; standards and codes prescribed by IBA, FEDAI, FIMMDA, BCSBI etc; and also the bank's internal policies and fair practices code. Compliance laws, rules and standards generally cover matters such as observing proper standards of market conduct, managing conflicts of interest, treating customers fairly, and ensuring the suitability of customer advice.

Compliance laws, rules and standards have various sources, including primary legislation, rules and standards issued by legislators and supervisors, market conventions, codes of practice promoted by industry associations, and internal codes of conduct applicable to staff members of the bank. These rules and standards may go beyond what is legally binding.

About PayYou Advisory - Pune's Trusted Loan Advisory Company

PayYou Advisory is a Pune-based loan advisory company that works as a Direct Selling Agent (DSA) between customers and India's leading banks and NBFCs. We help individuals and businesses in Pune and Pimpri-Chinchwad (PCMC) find the right loan quickly, transparently and without the confusion of approaching multiple lenders on their own.

Who We Are

Founded in 2026, PayYou Advisory was built on a simple belief: getting a loan should be honest, simple and stress-free. As a Direct Selling Agent for loans in India, we do not lend money ourselves; instead, we study each customer's requirement and profile, and connect them with the bank or NBFC most likely to approve their loan at the best possible terms. Explore our full range of financial services in Pune to see how we can help.

PayYou Advisory by the Numbers

  • Established 2026- PayYou Advisory was established in January 2026
  • ₹20 Crore+ Disbursed- over ₹20 Crore in loans facilitated for our customers
  • 50+ Customers Served- 50+ satisfied customers served and growing
  • 25+ Lending Partners- tie-ups with leading banks and NBFCs. See our full bank and NBFC loan partners list
  • Local Focus- currently serving Pune and Pimpri-Chinchwad (PCMC)

What We Do

PayYou Advisory brings every major loan and financial product under one roof:

Why Customers in Pune Choose Us

  • Transparent process - all charges explained upfront, no hidden fees
  • Ethical sourcing - we recommend what fits your profile, not what earns us more
  • One point of contact - from enquiry to disbursement
  • Access to 25+ lenders - compare offers without multiple hard credit enquiries
  • Ready to get started? Contact PayYou Advisory and let our team find the right loan for you.

Frequently Asked Questions - About PayYou Advisory

FAQ
1. What is PayYou Advisory? +
PayYou Advisory is a Pune-based loan advisory company and Direct Selling Agent (DSA) that connects customers with 25+ banks and NBFCs for personal, business, home and property loans, as well as insurance.
2. Is PayYou Advisory a bank or an NBFC? +
No. PayYou Advisory is a loan advisory and DSA; we do not lend money directly. All loans are provided by our partner banks and NBFCs, subject to their terms and credit policy. See our lending partners for the full list.
3. Where is PayYou Advisory located? +
Our office is in Pimpri-Chinchwad, Pune. We currently serve customers across Pune and PCMC. Contact us to visit or enquire.
4. When was PayYou Advisory established? +
PayYou Advisory was established in January 2026. Although we are a young company, we have already facilitated over ₹20 Crore in loans and served 50+ customers.
5. What types of loans does PayYou Advisory help with? +
We help with personal loans, business loans, home loans, loan against property, insurance plans, car loans, LRD and more. Explore all financial services we offer.
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