LOANS WE OFFER
Get an instant Loan across the nation at the lowest interest rate. We are leading loan services providers. Payyou has tied knots with an array of banks providing nimble and hassle-free loans.
WHY CHOOSE US?
Loan Up To Rs. 50 Lack
Minimum Paperwork
Quick Processing
Lowest EMI's
What’s in store for you
KEY FEATURES OF LOAN AGAINST PROPERTY
- Loan available against self-occupied or rented residential/commercial property
- Competitive interest rates
- Flexible tenure up to 15–20 years (as per lender policy)
- Overdraft facility available with selected lenders
- Balance transfer option to reduce EMI burden
- Quick processing with minimal documentation
- Attractive loan-to-value (LTV) ratio (generally up to 60–70% of property value)
WONDERING IF YOU ARE ELIGIBLE?
You can apply for a Loan Against Property, if you meet the following criteria
- Age: 21 to 60 years
- Employment: Employees of private limited companies Employees of public sector undertakings (central, state, and local bodies)
- Work Experience: Minimum monthly net income of ₹25,000
- Income: Minimum monthly net income of ₹25,000
FREQUENTLY ASKED QUESTIONS
What is a Loan Against Property (LAP)?
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It is a secured loan where you pledge your property to avail funds for personal or business needs.
Who can apply for LAP?
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Any salaried or self-employed individual or business owner meeting our eligibility criteria can apply.
How much loan amount can I get?
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The loan amount depends on your property value, income, and repayment capacity.
What is the tenure available for LAP?
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You can avail a tenure of up to 15–20 years, subject to eligibility.
Can I continue using my property after taking LAP?
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Yes, you can continue to use your property while the loan is active.
What happens if I fail to repay the loan?
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In case of default, the bank may initiate legal action and recover dues by selling the property.