LOANS WE OFFER
Get an instant Loan across the nation at the lowest interest rate. We are leading loan services providers.
PayYou has tied knots with an array of banks providing nimble and hassle-free loans.
HOME LOAN READY FOR YOU
Finance up to 75%–90%
of the Property Value- Attractive Interest Rates
- Flexible Repayment Tenure
WHY CHOOSE US?
Easily Available
Online Application
Competitive Rates
Quick Disbursal
What's in store for you
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TYPES OF HOME LOANS
Explore the wide range of Home Loan tailored for every need.
KEY FEATURES OF HOME LOAN
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High Loan Eligibility Finance up to 75%–90% of the property value, subject to eligibility. -
Attractive Interest Rates Competitive ROI with flexible fixed or floating rate options.
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Flexible Repayment Tenure Long repayment period of up to 20–30 years, making EMIs affordable and convenient.
WONDERING IF YOU ARE ELIGIBLE?
You can apply for a Home Loan if you meet the following criteria.
Age: 21 to 60 years
Employment: Employees of private limited companies
Employees of public sector undertakings (central, state and local bodies)
Work Experience: Minimum of 2 years total work experience, with at least 1 year in the current organisation.
Income: Minimum monthly net income of ₹25,000
FREQUENTLY ASKED QUESTIONS
Who can apply for a Business Loan?
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Self-employed individuals, proprietors, partnerships, and private limited companies engaged in business activities can apply for a Business Loan.
What is the minimum and maximum loan amount available?
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Loan amounts typically start from ₹50,000 and can go up to ₹2 Crore, depending on eligibility and business profile.
What is the rate of interest (ROI) on Business Loans?
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Interest rates generally start from around 10.50% and vary depending on lender policies and applicant profile.
What is the repayment tenure for a Business Loan?
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Repayment tenure can range from 12 months up to 60 months depending on lender terms.
Is collateral required for a Business Loan?
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Many Business Loans are unsecured and do not require collateral, though secured options may also be available.
Are there any tax benefits on Business Loans?
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Yes, the interest paid on Business Loans is generally tax-deductible as a business expense under applicable tax laws.
