LOANS WE OFFER
Fast approvals, low interest rates and hassle-free loan process across India.
◆◆ HOME LOAN
READY FOR YOU
- Finance up to 75%–90% of the Property Value
- Attractive Interest Rates
- Flexible Repayment Tenure
◆◆ WHY CHOOSE US?
Easily Available
Online Application
Competitive Rates
Quick Disbursal
What's in store for you
◆◆ TYPES OF HOME LOANS
Explore the wide range of Home Loan tailored for every need.
◆◆ KEY FEATURES OF HOME LOAN
- High Loan Eligibility Finance up to 75%–90% of the property value, subject to eligibility.
- Attractive Interest Rates Competitive ROI with flexible fixed or floating rate options.
- Flexible Repayment Tenure Long repayment period of up to 20–30 years, making EMIs affordable and convenient.
◆◆ WONDERING IF YOU ARE ELIGIBLE?
You can apply for a Home Loan, if you meet the following criteria
- Age: 21 to 60 years
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Employment:
Employees of private limited companies
Employees of public sector undertakings (central, state and local bodies) - Work Experience: Minimum of 2 years of total work experience, with at least 1 year in the current organisation.
- Income: Minimum monthly net income of ₹25,000
◆◆ FREQUENTLY ASKED QUESTIONS
Who can apply for a Home Loan?
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Salaried employees, self-employed professionals, business owners, and other eligible individuals meeting the lender's age, income, and credit requirements can apply for a Home Loan.
What is the maximum loan amount I can get?
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The maximum loan amount depends on your income, repayment capacity, credit profile, and property value. Eligible applicants can generally finance up to 75%–90% of the property's value.
What is the tenure available for Home Loan?
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Home Loans are available with flexible repayment tenures of up to 20–30 years, depending on eligibility and lender policies.
What documents are required for Home Loan?
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Commonly required documents include identity proof, address proof, PAN card, income proof, bank statements, photographs, and property-related documents.
Are there any tax benefits on Home Loan?
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Yes. Home Loan borrowers may claim tax benefits on both principal repayment and interest paid under applicable provisions of the Income Tax Act.
Can I prepay or foreclose my Home Loan?
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Yes. Most lenders allow part-prepayment or full foreclosure of Home Loans. Charges, if any, depend on the loan type and lender's policy.
