LOANS WE OFFER
Fast approvals, low interest rates and hassle-free loan process across India.
◆◆ LOAN AGAINST PROPERTY
QUICK FUNDS TO FULFILL EVERY WISH
- High Loan Amount
- Lower Interest Rates
- Flexible End-Use
◆◆ WHY CHOOSE US?
Loan Up To Rs. 50 Lack
Minimum Paperwork
Quick Processing
Lowest EMI's
What’s in store for you
◆◆ KEY FEATURES OF LOAN AGAINST PROPERTY
At PayYou Financial Solutions, our Loan Against Property solutions are designed to offer flexibility, speed, and convenience.
- Loan available against self-occupied or rented residential/commercial property
- Competitive interest rates
- Flexible tenure up to 15–20 years (as per lender policy)
- Overdraft facility available with selected lenders
- Balance transfer option to reduce EMI burden
- Quick processing with minimal documentation
- Attractive loan-to-value (LTV) ratio (generally up to 60–70% of property value)
◆◆ WONDERING IF YOU ARE ELIGIBLE?
You can apply for a Loan Against Property, if you meet the following criteria
- Age: 21 to 65 years
- Employment: Salaried Individuals, Self-Employed Professionals and Business Owners
- Property Type: Residential, Commercial or Industrial Property accepted by lender
- Income: Stable income source with repayment capacity as per lender norms
◆◆ FREQUENTLY ASKED QUESTIONS
What is a Loan Against Property (LAP)?
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Loan Against Property is a secured loan where you mortgage your residential, commercial, or industrial property to obtain funds for personal or business needs.
Who can apply for a Loan Against Property?
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Salaried individuals, self-employed professionals, business owners, and eligible entities can apply, subject to lender eligibility criteria.
How much loan amount can I get?
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The loan amount depends on your property's market value, income, repayment capacity, and lender policy. Generally, up to 60–70% of the property value may be financed.
What is the repayment tenure available for LAP?
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Loan Against Property offers flexible repayment tenures of up to 15–20 years, depending on eligibility and lender guidelines.
Can I continue using my property after taking a Loan Against Property?
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Yes. You can continue to occupy and use your property while repaying the loan.
What happens if I am unable to repay the loan?
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In case of default, the lender may initiate legal proceedings and recover dues through the mortgaged property as per applicable regulations.
