LOANS WE OFFER
Get an instant Loan across the nation at the lowest interest rate. We are leading loan services providers.
PayYou has tied knots with an array of banks providing nimble and hassle-free loans.
Insurance PROTECT FROM LIFE'S UNCERTAINTIES
Loan-Linked Protection- Complete Financial Security
- Customized Plans
WHY CHOOSE US?
Expert Guidance
Comparison Across
Multiple Insurers
Integrated Financial
Planning Approach
Transparent Premium
Structure
What's in store for you
Calculator
TYPES OF INSURANCE
Ensure your family's security with extensive protection plans.
KEY FEATURES OF LOAN ON INSURANCE
-
Financial protection against unexpected events -
Peace of mind for you and your family
-
Tax benefits as per applicable laws
-
Flexible premium payment options (monthly/annual)
-
High sum insured options
-
Quick claim assistance and detecated support
-
Coverage customization as per your financial profile
-
Risk coverage aligned with loan tenure (for loan-linked policies)
WONDERING IF YOU ARE ELIGIBLE?
You can apply for a Loan On Credit Card, if you meet the following criteria.
Age: 21 to 60 years
Employment: Employees of private limited companies, Employees of public sectors undertakings (central, state and local bodies)
Work Experience: Minimum of 2 years total work experience, with at least 1 year in the current organisation.
Income: Minimum monthly net income of ₹25,000
FREQUENTLY ASKED QUESTIONS
Is insurance mandatory while taking a loan?
+
No, insurance is generally optional when taking a loan. However, lenders may suggest loan protection plans to provide financial security against unforeseen events.
Can I buy insurance without a loan?
+
Yes, insurance policies can be purchased independently without availing a loan. Individuals can choose suitable coverage based on their needs and goals.
How is the premium calculated?
+
Premiums are determined based on factors such as age, health condition, coverage amount, policy tenure, and the type of insurance selected.
What documents are required to purchese insurance?
+
Common documents include identity proof, address proof, PAN card, photographs, and medical or income records, if required by the insurer.
Are there tax benefits on insurance policies?
+
Yes, eligible insurance policies may provide tax benefits under applicable income tax provisions, subject to prevailing laws and conditions.
How does PayYou assist in claim settelement?
+
PayYou assists customers by guiding them through documentation, coordinating with insurers, monitoring claim progress, and facilitating timely settlements.
